IDFC FIRST Bank: MobileBanking2.75
Publisher Description
Banking app to make UPI fund transfers, credit card payments & check A/C balance
Welcome to IDFC FIRST Bank’s Mobile Banking App. Enjoy a fast and seamless online banking experience, with integrated banking services and exciting features.
Experience the joy of:
* One-Swipe Banking: Swipe to view your account balances and manage credit card/debit card details, deposits, investments, etc
* Instant Payments & Transfers: Make secure payments, UPI transfers, and bill payments
* Zero Fee Banking: Enjoy free Savings Account services, such as money transfers, cheque re-issuance, debit card issuance, and ATM withdrawals
* Tracking Expenses: Monitor cash flow with over 20 automatically categorized transaction types. Link FIRST WOW! & Digital Rupay Credit Card with UPI, earn cashback & rewards on every payment.
* Auto-Sweep Current Accounts: BRAVO Current Accounts with Auto-Sweep to FD for higher interest rates
* Building Wealth: One screen view of your investment portfolio. Get curated investment recommendations based on your risk profile
* Personalized Offers: Get exciting offers across dining, lifestyle, travel & more
* Instant Personal Loans: Avail pre-approved loan offers at attractive interest rates & flexible tenures
*Fixed Deposit: Open an FD in 3 quick steps. Invest online & get guaranteed returns.
Smart App Features and Services
1. Secure Fund Transfers & Payments
⭐ Free fund transfers to any bank account without adding beneficiary
⭐ Easy bill payment and recharge – mobile recharge, DTH & utility bills
⭐ Earn up to 10X rewards on travel/shopping spends via credit cards, redeem anytime for exclusive discounts
⭐ 3-click digital bill payments
⭐ Zero fee money transfer (मनी ट्रांसफर) to bank accounts through IMPS, NEFT, or RTGS
⭐Send money, pay utility & credit card bills, loan EMIs, buy/recharge FASTag, using UPI
⭐ Link bank (बैंक) accounts & view your savings account (बचत खाता) balances with UPI
2. Investment, Mutual Funds & IPOs App:
Explore online investment services:
✓ Invest in Mutual Funds online with Instant SIP
✓ Invest in equity, debt, large-cap and multi-cap
✓ Save tax with ELSS mutual funds
✓ Invest in Unit Linked Insurance Plans (ULIP) and Online Sovereign Gold Bonds
3. Insurance App:
Buy health, bike & car insurance through our app
4. Tripstacc Benefits
☛ Convenient in-app flight & hotel booking experience on the IDFC FIRST Bank mobile app, powered by Tripstacc
☛ ZERO convenience fees on flight booking & earn 20 bonus points for every ₹100 spent on hotel bookings
5. Other Banking Services:
⭐ Apply for debit card & cheque book via app with nil charges.
⭐ View filtered transactions & download Smart Statement + Digest
⭐ Manage credit card payments, download statements, & redeem credit card (क्रेडिट कार्ड) rewards
⭐ Quick purchase & recharge of FASTag
⭐ Zero fee on DD & Pay order issuance & 3rd party withdrawals
⭐ No ECS return fee & decline fee at ATMs for low funds
⭐ Get personalised offers across loans
⭐ One app login for retail, MSME, Customer Service, & Relationship Management
Steps to Download App & Open a Digital Banking Account (बैंक खाता):
☛ Download the banking app & click on open savings account (सेविंग्स अकाउंट)
☛ Register your details & get user ID & password
☛ Log in via user ID & password or mobile number & MPIN
☛ Set up Face ID or finger scanner (biometric) for easy log-in
☛ SIM Binding feature for secure banking (बैंकिंग)
Personal Loan Features:
Loan amount: ₹20,000 to ₹40 lakhs
Personal Loan Tenure: 6 to 60 months
Annual Percentage Rate: 11% to 28%
Representative Example:
Loan amount: ₹1,00,000
Loan Tenure: 12 months
Interest Rate (reducing): 20%
EMI Amount: ₹9,264
Total Interest Payable: ₹11,168
Processing Fee (incl GST): ₹3,499
Disbursed Loan Amount: ₹96,501
Total Amount Payable: ₹1,11,168
Total cost of Loan (Interest + Processing Fee): ₹14,667
Disclosure:
By downloading the IDFC FIRST Bank Mobile App, you agree to our Terms & Conditions, as well as IDFC FIRST Bank’s privacy policy. To go through the T&Cs, please visit https://www.idfcfirstbank.com/terms-and-conditions
About IDFC FIRST Bank: MobileBanking
The company that develops IDFC FIRST Bank: MobileBanking is IDFC FIRST Bank Ltd.. The latest version released by its developer is 2.75.
To install IDFC FIRST Bank: MobileBanking on your Android device, just click the green Continue To App button above to start the installation process. The app is listed on our website since 2026-10-09 and was downloaded 3 times. We have already checked if the download link is safe, however for your own protection we recommend that you scan the downloaded app with your antivirus. Your antivirus may detect the IDFC FIRST Bank: MobileBanking as malware as malware if the download link to com.idfcfirstbank.optimus is broken.
How to install IDFC FIRST Bank: MobileBanking on your Android device:
- Click on the Continue To App button on our website. This will redirect you to Google Play.
- Once the IDFC FIRST Bank: MobileBanking is shown in the Google Play listing of your Android device, you can start its download and installation. Tap on the Install button located below the search bar and to the right of the app icon.
- A pop-up window with the permissions required by IDFC FIRST Bank: MobileBanking will be shown. Click on Accept to continue the process.
- IDFC FIRST Bank: MobileBanking will be downloaded onto your device, displaying a progress. Once the download completes, the installation will start and you'll get a notification after the installation is finished.
Program Details
System requirements
Download information
Pricing
Version History
version 2.75
posted on 2026-10-09
The new Payments Dashboard is live!
- See more of your Recent Payees at a glance
- Pay Bills & Recharges faster with easier access
- View and manage your everyday payments in one place
Also in this update
- Bug fixes for a quicker, more reliable banking experience
- Improvements for a simpler, smoother experience
version 2.74
posted on 2026-09-23
Introducing Payment Links for Current Account holders
* Create and share payment links for real-time payment collections.
Now you can add NPS to Networth
* Add NPS (National Pension Scheme) to your assets and get a more accurate Networth.
version 2.73
posted on 2026-09-04
* Current Account holders can now upgrade their account from the app!
* Choose from World Business Current Account, WBA – Gold Current Account, Gold Current Account, or Silver Current Account.
* Compare account types and review key features, including Digital Collection services, Average Monthly Balance requirements, Cash Limits, and Debit Card transaction limits to choose the right account for your business.
version 2.72
posted on 2026-08-13
All international payments now in one place:
Send money faster with:
* New shortcut for faster payments
* Quick access to recent payees
* One place for all payment channels
* Track payments in real time
More ways to send money:
* From India to 100+ countries
* From Singapore, Hong Kong or Australia to an Indian A/c
* From UK or Europe to your own IDFC FIRST Bank A/c
* From NRO to NRE
More features:
* Zero-fee payments
* Lock in rate for 72 hrs
* Conversion calculator
* RM support
version 2.71
posted on 2026-07-17
International payments just got better!
* View and track all international payments in one place
* Save your payment drafts and resume anytime
* Add funds to your NRE/NRO account from overseas
* Enjoy quick and secure banking across borders
version 2.70
posted on 2026-07-08
Government Bonds are now live!
* Start investing from ₹10,000
* Earn fixed annual returns up to ~8% p.a.
* Invest in Government-backed securities
Diversify your portfolio with fixed-income investments
version 2.69
posted on 2026-06-23
Your Net Worth just got smarter 💡
* Auto-fetch and track external Fixed Deposits (FDs) in your Net Worth
* Add your gold & silver holdings for better accuracy
* View IDFC Credit Card outstanding under liabilities for a more complete Net Worth
Because your Net Worth should reflect everything—what you own and what you owe.
version 2.68
posted on 2026-06-15
* Doorstep Cash Pick‑up for MSMEs
* MSME customers can now schedule single or recurring cash pick‑ups directly via Doorstep Banking on the app and web—no branch visits required
version 2.66
posted on 2026-06-03
General bug fixes and enhancements.
version 2.64
posted on 2026-05-04
Your app banking setup just got better! Enjoy a brand-new experience featuring fluid animations that guide you in every step of the way, plus multiple verification options for a smoother setup — to get started with banking in a breeze!
